I stumbled upon this thread while searching online and I have to say, you've brought up some excellent points. It's always nice when people engage in a real, constructive discussion. I'm glad I found this forum! Has anyone else had a similar experience?

Thanks for starting this topic. I've been trying to learn more about this exact topic the other day and your explanation makes perfect sense. I'm glad I registered here to read this. Hope to see more active threads like this one.